HSA/FSA Eligibility — Pay with Pre-Tax Health Dollars
- Use Pre-Tax HSA/FSA Dollars on Eligible Wellness Products
- Powered by Truemed — Trusted HSA/FSA Reimbursement Platform
- U.S.-Based Customer Support
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Prime Regeneration HSA/FSA Eligible Products
Use your pre-tax health dollars on saunas, cold plunges, and red light therapy.
Your Health Savings Account (HSA) or Flexible Spending Account (FSA) can be used to purchase qualifying wellness products — and Prime Regeneration makes it easy. Through our partnership with Truemed, eligible customers can use pre-tax dollars to save up to 30% on select purchases.
Check your eligibility below and start shopping smarter.
*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures
What Is HSA/FSA?
HSA (Health Savings Account) and FSA (Flexible Spending Account) are tax-advantaged accounts that allow you to set aside pre-tax income for qualified medical and wellness expenses. Using these funds on eligible purchases effectively gives you a 20–30% discount depending on your tax bracket.
Eligible Product Categories
Saunas
Regular sauna use has been clinically associated with cardiovascular health, muscle recovery, stress reduction, and improved sleep. Many sauna purchases qualify for HSA/FSA reimbursement with a Letter of Medical Necessity (LMN).
- Traditional Finnish saunas
- Infrared saunas
- Outdoor sauna cabins
- Barrel saunas
Cold Plunges
Cold water immersion therapy supports recovery, reduces inflammation, and improves mental resilience. Cold plunge tubs may qualify for HSA/FSA reimbursement with an LMN from your healthcare provider.
- Cold plunge tubs
- Ice bath systems
- Contrast therapy setups
Red Light Therapy
Red and near-infrared light therapy supports cellular recovery, skin health, and pain relief. Many red light therapy devices are eligible for HSA/FSA reimbursement.
- Full-body red light panels
- Targeted therapy devices
How Truemed Works
- Step 1: Check your eligibility using the button above
- Step 2: Get a Letter of Medical Necessity (LMN) from your doctor if required
- Step 3: Complete your purchase at Prime Regeneration
- Step 4: Submit for reimbursement through Truemed — we'll send you the link after purchase
Split Payments with HSA/FSA & Personal Cards
Truemed's checkout supports split payments — so if your HSA/FSA balance doesn't cover the full amount, or your cart contains a mix of eligible and ineligible items, you can pay with both your HSA/FSA card and a personal debit or credit card in a single transaction.
- Fully eligible cart: Pay entirely with HSA/FSA, split between HSA/FSA and a personal card, or pay fully with a personal card
- Mixed cart (eligible + ineligible items): HSA/FSA covers eligible items automatically; personal card covers the rest
- Fully ineligible cart: Pay with a personal debit or credit card
This means no failed transactions and no abandoned checkouts — just a seamless experience no matter what's in your cart.
Frequently Asked Questions
Do I need a Letter of Medical Necessity?
For most wellness products like saunas and cold plunges, yes — an LMN from a licensed healthcare provider is required. Truemed's eligibility check will walk you through the process.
Can I use my HSA/FSA card directly at checkout?
Currently, reimbursement is processed after purchase through Truemed. You'll receive a link on your order confirmation page to submit your claim.
What if my HSA/FSA balance doesn't cover the full amount?
No problem! Truemed's checkout lets you split your payment between your HSA/FSA card and a personal debit or credit card to cover the difference — no failed transaction, no lost order.
How long does reimbursement take?
Reimbursement timelines vary by HSA/FSA administrator, but most claims are processed within a few business days once approved.
Which products are eligible?
Eligibility depends on your specific HSA/FSA plan and whether you have an LMN. Use the eligibility check above to confirm before purchasing.
Is there a cost to use Truemed?
No — Truemed's service is free for customers.
Is Prime Regeneration HSA/FSA eligible?
Many of our wellness products — including saunas, cold plunges, and red light therapy devices — may qualify for HSA/FSA reimbursement through Truemed. Use the eligibility check above to find out.
How do I save with HSA/FSA?
By using pre-tax dollars from your HSA or FSA account, you effectively reduce the cost of your purchase by your marginal tax rate — typically 20–30% for most customers.
HSA/FSA reimbursement at Prime Regeneration is powered by Truemed.
*Truemed is for qualified customers. HSA/FSA tax savings vary. Learn more at truemed.com/disclosures